Preheat oven to 400F (200C).

In a medium bowl, combine the flour, sugar, baking powder, salt and cinnamon.

In a second bowl, whisk together 3 eggs, milk, oil and almond extract.

Stir together the wet and dry ingredients and set aside.

Using a hand mixer or stand mixer, cream together the cream cheese and powdered sugar. Then, mix in 1 egg. Set aside.

Using a pastry cutter, large fork or your hands, mix together the brown sugar, flour, butter and almonds in another bowl. Set aside.

Line a muffin pan with muffin liners. Spoon a layer of batter into each liner. Place a few pieces of peaches into each muffin.

Spoon a layer of the cream cheese mixture on top of the peaches.

Spoon another layer of batter on top, and add a few more peaches.

Top each muffin with a generous amount of almond crumble.

Bake in a 400F (200C) oven for 25 minutes.